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The 4Homes Brief
Thursday, September 24 · No. 1 · View in browser
30-yr mortgage
6.95%
+0.19 vs prior · 2026-09-17
15-yr mortgage
6.26%
+0.17 vs prior · 2026-09-17
Source: Freddie Mac via FRED. Averages, not an offer.
Aerial view showcasing a suburban neighborhood in Memphis, TN with houses and trees.
Stock photo: Caden Knappier / Pexels
housing
SCE chief warns wildfire bill gap could raise costs
A credit downgrade after failed legislation may push extra charges onto ratepayers.
Why it matters: Homeowners may see larger utility bills if the credit downgrade passes costs to customers.
From 4Homes
One slow drain or a sewer-line problem? Follow the clues
Use the number of affected fixtures and the way they interact to decide whether to stop using water and call a plumber, utility, or septic professional.
Read on 4Homes →
Aerial view of a densely populated urban neighborhood with diverse architecture in Ho Chi Minh City, Vietnam.
housing
Costa Mesa greenlights Fairview housing project
The plan covers the old state hospital grounds in the city.
Why it matters: More homes are coming to the area, which may affect local availability and neighborhood character.
From 4Homes
Where mortgage rates stand this week
See the latest rate trends in one place before you buy or refinance.
See mortgage rates →
Beautiful white houses with a tropical setting in Alys Beach, Florida.
housing
Florida OKs Four More Home Insurance Rate Cuts
The changes average a 7% drop and touch 62,000 policies at renewal.
Why it matters: Homeowners renewing one of these 62,000 policies can expect a lower premium, averaging a 7% drop.
Construction site beside residential buildings under blue skies.
housing
L.A. unlocks $466 million for affordable homes
The city's biggest-ever funding pool for low-cost housing projects.
Why it matters: More capital for builders could expand the supply of lower-cost units across the city.
Stunning aerial view capturing waves crashing onto a sandy beach, showcasing the power of nature.
weather
Tropical Depression Near Hawaii May Become Hurricane
A system with 35 mph winds south of the islands is expected to strengthen over the weekend.
Why it matters: Homeowners should prepare for potential flooding and storm damage this weekend.
From 4Homes
Run your numbers
Payment, refinance and equity calculators built for homeowners.
Open the calculators →
Stories are summarized from local reporting and official notices. Every story links its source. Reply to reach a person.

Stock photos from Pexels by Caden Knappier, Cầu Đường Việt Nam, Trent Staats, SHOX ART, Jess Loiterton. Photos illustrate the topic; they are not of the events described.

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